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44 homes on Anchor Drive are part of the Anchor Village HOA:

  • They are #6, 8, 10, 12, 14, 16, 18, 20, 22, 24, 26-29, 31, 33, 35, 37, 39, 43, 45, 47, 50, 52, 54, 56-61, 74, 76, 78, 80, 82, 90, 92, 94, 98, 100, 102, 105 and 107 (in other words, the units that are all painted the same)

  • All are also part of South Harbour Estates HOA

Services and Dues

As of January 1, 2023, dues are $790 a quarter (due January 1, April 1, July 1 and October 1) and cover lawn service (mowing and sprinklers); the community pool; exterior pest control, painting and exterior insurance.

  • In December, owners received a coupon book from Omega with detailed instructions for sending dues payments to a processing center provided by our bank, Truist. The coupon book also included instructions on how to pay electronically if you prefer to do that.

  • Since Truist will automatically scan and deposit all check or money order payments the same day (or next business day) they are received, they require that your coupon is included with your payment to ensure it is properly credited to your account. Any payments received without a coupon will be returned.

  • We do not accept payments delivered or mailed to the onsite HOA mailbox (at #102).

  • Dues are late after the 15th of the month. If paying on the 16th day of the month or after, the late fee is $25.

  • For those owners who pay monthly, you will be able to pay online by credit card or EFT (the coupons used for mailing checks are only available for quarterly payments). 

  • The HOA charges a $25 fee for checks returned for insufficient funds in addition to any bank fees (currently $12).

  • 2023 special assessment: In May, the board approved a special assessment of $1,000 per unit to cover general operating expenses, payable at $200 a month for June, July, August, September, and October. Omega sent coupons with details for making these payments.

  • Payment questions? Please contact our accounting partner at or (321) 757-7902.

Property Maintenance

Residents are responsible for maintaining their property in a neat and clean manner, comparable to other properties in the neighborhood. 

  • The HOA provides lawn service:

    • Grass is mowed and edged every week from May through October and every other week from November through April.

    • Grass is sprayed every other month.

    • Sprinklers automatically run two days a week (three days a week during the summer).

    • Please contact us as soon as you notice any problems.

  • The HOA trims trees originally planted by the developer. Owners are responsible for any other trees.

  • Trash cans should be out of sight when not in use. Learn more >

  • Driveways and sidewalks should be pressure washed as needed. (The HOA is responsible for sidewalks in the common areas.)

  • The HOA is responsible for painting the exteriors of all units and completed this in November-December 2022.

    • We have a limited amount of paint available if you need to do a small touch up.

    • If you need to paint a larger area, you can get more at Sherwin Williams:

      • Green: SW 0029 Acanthus

      • Aqua: SW 6470 Waterscape

      • Blue: SW 9055 Billowy Breeze

      • White Trim

    • This map shows what color each building is.

  • Owners are generally responsible for their own roofs and repairing/replacing them as needed due to normal wear and tear. In the event there is damage that may be covered by the master insurance policy, the HOA may file an insurance claim.

    • We replaced all roofs in February 2022 and most of the cost was covered by insurance funds from hail damage sustained in March 2019. 

  • Commercial vehicles, boats, RVs and other oversized vehicles may be parked temporarily and cannot block traffic or driveways. More about parking >

  • Hurricane shutters are strongly encouraged when needed, and should be removed as soon as possible after the weather clears.


All pet owners MUST pick up after their pets. This is essential regardless of whether your pet is in the common areas, which are shared by all residents, or in your own yard, where children may be playing, others may be working on the landscape, pest control, etc.

  • Take your pet’s waste back to your own trash can—do not leave it in a neighbor’s can.

  • Pets must also be on a leash when outside of your property.

  • Each unit may have a maximum of two pets, each weighing 50 pounds or less when full grown.


Rental Properties

Entire townhome units (not less than the entire unit) may be leased for a minimum of one year, provided occupancy is only by the lessee and their family, staff and guests. All leases shall be submitted for review to the HOA before occupancy by a tenant.


Fire Pits

In the city of Indian Harbour Beach, fire pits are not allowed. Since the city does not have their own specific requirements regarding open burning, they follow state regulations. Note these requirements are regarding open burning (where embers may quickly drift towards buildings or trees), but enclosed fires (like BBQ grills or small propane fires) are allowed.

Feeding Squirrels and Other Wildlife

There have been several reports of damage such as chewed cable TV wires and nests in car engines. As a community, we can all help reduce/eliminate these pests.

  • Please do not feed any of the wildlife, including squirrels, birds or feral cats.

  • Do not leave any pet food outside overnight.

  • Also, please check your yard and remove any debris that could be used as a home or hiding place.

  • Check the exterior of your house to identify any entry points, however small, and close them off. A professional exterminator could help identify them, and help you solve any existing problems.

HOA Documents

Insurance Documents



Please send your request form to our bookkeeper at

Approvals for Exterior Improvements and Changes

Exterior improvements and changes must be approved by the HOA before purchasing materials and beginning work (for example, replacing windows and doors, adding hurricane shutters, enclosing patios, adding pavers or gutters, changing landscaping, etc.).

  • Window and slider frames must be bronze (brown) on the outside.

  • Garage doors and front entry doors must be white.

  • Gutters must be white.

Board of Directors

  • President: Carol Yacovone

  • Vice President: Bev Teems

  • Treasurer: Christie Kraak

  • Secretary: Sandy Gotwalt

  • Member at Large: Lynn Devlin

Board meetings are the third Wednesday of each month at 6 p.m. during Eastern Standard Time (Winter) and 7 p.m. during Eastern Daylight Time (Spring/Summer/Fall) and open to all AV owners and residents. In the event of bad weather or other extenuating circumstances, the meeting schedule and location may vary—please contact us to confirm the schedule if you'd like to attend.

The board will meet at 6 p.m., Wednesday, November 15 at the pool to vote on the 2024 budget.

Contact Us

This page lists only a brief summary of topics. Please see AV's declarations and covenants for complete details.

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